Secure Online Payments with Alliance Bank's Visa Virtual Credit Card

Introduction to the Alliance Bank Visa Virtual Credit Card

In an era where digital security is paramount, protecting your identity and finances becomes more critical than ever. The allianceonline mobile application introduces a solution that addresses these concernsthe Visa Virtual Credit Card. This innovative virtual card allows for secure online payments by masking your primary credit card number with a dynamic, randomly one valid for only 30 minutes per transaction.

Benefits:

1. Malaysia's first in-app Virtual Credit Card

2. Secure payment tool offering enhanced security

3. Hassle-free application process

4. No annual fee

Rewards Features:

• Earning Bonus Points: Earn up to 8x Timeless Bonus Points TBP for e-commerce transactions and e-wallet top-ups, with a minimum sping threshold of RM3,000 per statement cycle.

• Comprehensive Protection: Enjoy peace of mind knowing that your real credit card number is safeguarded from potential fraud.

• Manage Virtually: Easily manage all virtual cards by freezing, unfreezing or deleting them. Adjust sping limits and recurring payments for a tlored online shopping experience.

Application Process:

1. Download the allianceonline mobile app

2. Apply via the Virtual Credit Card feature on the app

3. Scan your MyKad Malaysian identification card

4. Upload necessary income documents

Features Overview:

• Dynamic Security: The virtual card provides random 16-digit numbers that change every half-hour, offering an additional layer of security for each transaction.

• Seamless Management: Easily manage multiple cards in one place, allowing you to control sping limits and recurring payments.

Eligibility Documentation Requirements:

Principal Cardholders must be over 21 years old with a minimum annual income of RM24,000. Supporting documents include:

• For salaried employees MNCPLCGLC: NRIC or passport copy, EPF statement showing at least 13 months of contributions.

• For salaried employees Non-MNCPLCGLC: Same as MNCPLCGLC but with additional documentation based on the company's nature.

Credit Limit:

The credit limit for this virtual card is determined by your primary credit card account and may vary deping on your usage history and financial status.

Additional Information:

• No SST Charge: Creating new Dynamic Card Numbers DCNs does not incur an additional RM25 SST charge.

• Annual Fees: There are no annual fees associated with the Virtual Credit Card.

• 0 FPP Offer: Enjoy flexible repayment options on e-commerce purchases or online shopping via your virtual card, subject to terms and conditions.

Fraud Protection:

The Visa Virtual Credit Card helps protect you from online fraud by generating unique transaction numbers that cannot be reused for future transactions.

Secure Online Transactions:

Manage subscriptions, one-time payments, and recurring payments through custom settings avlable in the virtual card feature on the allianceonline app.

For Further Information:

Visit your nearest branch or contact our customer service hotline at +603-5516 9988 for more detls about Alliance Bank's Visa Virtual Credit Card.

Please also visit their website, [email protected] and use their online chat function to get assistance.

Alliance Bank Malaysia Berhad stands committed to providing secure financial services that meet your digital security needs.

• This revised version includes a mix of Chinese terms MyKad and English for context-specific information. The rest is reformatted into English with appropriate formatting adjustments.*

This article is reproduced from: https://www.alliancebank.com.my/Personal/Cards/Credit-Cards/visa-platinum-virtual-credit-card

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